Privacy Policy

As used herein, the terms "you", "merchant" and "user" shall mean any visitor to the website who applies for capital from Elysium Partners Group, LLC

Please read these terms and conditions carefully. By accessing this website and applying for financing (herein referred to as the "service") from Creddited (dba and hereafter referred to as "Elysium Partners Group, LLC") you agree to be bound by the terms and conditions below. These terms and conditions are subject to change without notice, from time to time, in our sole discretion. we will only notify you of amendments to these terms and conditions by posting them to this website. If you do not agree with these terms and conditions, please do not accept the terms or apply for financing from Elysium Partners Group, LLC.

General

The Elysium Partners Group, LLC Website is operated by Elysium Partners Group, LLC. Our goal is to provide short-term working capital to small businesses. Elysium Partners Group, LLC is not a bank. Elysium Partners Group, LLC is an alternative working capital provider. In connection with the provision of the Elysium Partners Group, LLC, merchants are required to submit financial and other information regarding their business. Elysium Partners Group, LLC uses this information as part of the criteria in its purchase decisions and to monitor the performance of Elysium Partners Group, LLC customers on an on-going basis. Merchants may provide such information including, but not limited to, copies of their business checking account statements electronically, in paper form, or by enabling view-only access to their online banking account.

Accepting these terms and conditions

By your acceptance, you agree to be bound by these terms and conditions. You acknowledge that by accepting these terms and conditions, you are authorizing Elysium Partners Group, LLC to access information about you and your company to determine eligibility for a business loan. You must read these terms and conditions in their entirety and indicate your acceptance. You may not use this service and you may not accept these terms and conditions if you are under 18 years of age or if you are not a citizen of the United States. If you accept these terms and conditions, you acknowledge that you have the capacity to be bound by them or if you are acting on behalf of a client that you have the authority to bind such entity. You assume all responsibility for your use of the Service and hereby waive all claims or causes of action against Elysium Partners Group, LLC, its affiliates and their respective officers, directors, employees, agents and representatives in connection therein. You should print or save a local copy of these terms and conditions for your records.

You, the end user, agree to provide true, accurate, current and complete information about yourself and your accounts maintained at other web sites and you agree to not misrepresent your identity or your account information, nor omit any information necessary for Elysium Partners Group, LLC to evaluate you and your accounts. You agree to keep your account information up to date and accurate and provide Elysium Partners Group, LLC with any changes to your information.

Privacy and personal information

To ensure that your personal information is protected, Elysium Partners Group, LLC uses modern encryption for data protection.

Information sharing

Elysium Partners Group, LLC may refer lead and other information to partners.

Account information from third party sites

You authorize Elysium Partners Group, LLC to retrieve your own or your company's information maintained online by third-party financial institutions with which you have relationships, maintain accounts or engage in financial transactions. Elysium Partners Group, LLC may work with one or more online financial service providers under contract to access this account information and review bank statements. By accepting these terms and conditions, you authorize Elysium Partners Group, LLC to access third party sites designated by you, on your behalf, to retrieve information requested by you, and to register for accounts requested by you. For all purposes hereof, you hereby grant Elysium Partners Group, LLC a limited power of attorney, and you hereby appoint Elysium Partners Group, LLC as your true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for you and in your name, place and stead, in any and all capacities, to access third party internet sites, servers or documents, retrieve information, and use your information, all as described herein, with the full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection with such activities, as fully to all intents and purposes as you might or could do in person. YOU ACKNOWLEDGE AND AGREE THAT WHEN Elysium Partners Group, LLC ACCESSES AND RETRIEVES INFORMATION FROM THIRD PARTY SITES, Elysium Partners Group, LLC IS ACTING AS YOUR AGENT, AND NOT THE AGENT OF, OR ON BEHALF OF, THE THIRD PARTY. You agree that third party account providers shall be entitled to rely on the foregoing authorization, agency and power of attorney granted by you. You understand and agree that the Service is not endorsed or sponsored by any third party account providers accessible through the service.

Disclaimer of warranties

You expressly understand and agree that:

Your use of the service and all information, products and other content (including that of third parties) included in or accessible from the service is at your sole risk. The service is provided on an "as is" and "as available" basis. Elysium Partners Group, LLC expressly disclaims all warranties of any kind as to the service and all information, products and other content (including that of third parties) included in or accessible from the service, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and noninfringement. Elysium Partners Group, LLC makes no warranty that the service will meet your requirements, the service will be uninterrupted, timely, secure, or error-free, the results that may be obtained from the use of the service will be accurate or reliable, the quality of any products, services, information, or other material purchased or obtained by you through the service will meet your expectations, or any errors in the technology will be corrected. Any material downloaded or otherwise obtained through the use of the service is done at your own discretion and risk and you are solely responsible for any damage to your computer system or loss of data that results from the download of any such material. No advice or information, whether oral or written, obtained by you from Elysium Partners Group, LLC through or from the service will create any warranty not expressly stated in these terms.

Limitation of liability

You agree that neither Elysium Partners Group, LLC nor any of its affiliates, account providers or any of their affiliates will be liable for any harms, which lawyers and courts often call direct, indirect, incidental, special, consequential or exemplary damages, including, but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses, even if Elysium Partners Group, LLC has been advised of the possibility of such damages, resulting from: the use or the inability to use the service; the cost of getting substitute goods and services, any products, data, information or services purchased or obtained or messages received or transactions entered into, through or from the service; unauthorized access to or alteration of your transmissions or data; statements or conduct of anyone on the service; the use, inability to use, unauthorized use, performance or non-performance of any third party account provider site, even if the provider has been advised previously of the possibility of such damages; or any other matter relating to the service.

Indemnification

You agree to protect and fully compensate Elysium Partners Group, LLC and its affiliates from any and all third party claims, liability, damages, expenses and costs (including, but not limited to, reasonable attorneys fees) caused by or arising from your use of the Service, your violation of these terms and conditions or your infringement, or infringement by any other user of your account, of any intellectual property or other right of anyone.

Assignment

These Terms and Conditions, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by Elysium Partners Group, LLC without restriction or limitations.

Proprietary rights

You are permitted to use content delivered to you through the Service only on the Service. You may not copy, reproduce, distribute, or create derivative works from this content. Further, you agree not to reverse engineer or reverse compile any of the Service technology, including but not limited to, any Java applets associated with the Service.

Content you provide

You are licensing Elysium Partners Group, LLC and its service providers, any information, data, passwords, materials or other content (collectively, "Content") you provide through or to the Service. Elysium Partners Group, LLC may use, modify, display, distribute and create new material using such Content to provide the Service to you. By submitting Content, you automatically agree, or promise that the owner of such Content has expressly agreed that, without any particular time limit, and without the payment of any fees, Elysium Partners Group, LLC may use the Content for the purposes set out above. Elysium Partners Group, LLC owns your confidential account information.

Rights granted to Elysium Partners Group, LLC

Elysium Partners Group, LLC may use your account information to use, display, distribute, and create new material using such account information. By submitting account information, you represent that you are the owner of the account information and are entitled to submit it to Elysium Partners Group, LLC for use for this purpose. You hereby authorize Elysium Partners Group, LLC to contact any credit reporting or database service, Merchant's current, prior or third party card processors, and Merchant's current and prior banks so that Elysium Partners Group, LLC may obtain whatever information Elysium Partners Group, LLC determines is necessary to review merchant's application or to monitor and maintain merchant's account. Such information may include, without limitation, merchant's credit history, credit card, debit card and other payment card and instrument processing history (including, without limitation, merchant's chargeback history), as well as any other information Elysium Partners Group, LLC deems pertinent. You hereby authorize your credit card, debit card and/or payment card processor or its designated POS processor to forward on a daily basis to any third party designated by Elysium Partners Group, LLC all electronic payment transaction records that your acquiring institution or your designated POS processor captures on your behalf (including, but not limited to, activity on Visa, MasterCard, American Express, Discover, Diners Club, JCB, or ATM Debit Cards and check truncation records).

Credit profile authorization

You certify that (1) you are authorized on behalf of the company whose name you have entered to sign up for Elysium Partners Group, LLC services, (2) all information you provide is true and complete and (3) you have not omitted to disclose any information which you would reasonably believe to be material to Elysium Partners Group, LLC decision making process and that you will notify us of material changes to such information. You understand and agree that we and our agents and assignees are authorized to contact third parties to make credit report inquiries (including requesting business and personal credit bureau reports from credit reporting agencies and other sources) or for any other lawful purpose. You also understand and agree that Elysium Partners Group, LLC is making no commitment or guarantee that any product, evaluation, or guidance provided by Elysium Partners Group, LLC will result in an approval for a business loan from Elysium Partners Group, LLC or any third party. Merchant authorizes Elysium Partners Group, LLC to obtain a credit report or background report. Any such report(s) that Elysium Partners Group, LLC obtains may include, without limitation, the business's or individuals' credit history or similar characteristics, employment and education verifications, social security verification, criminal and civil history, Department of Motor Vehicle records, any other public records, and any other information bearing on credit standing, credit capacity or character. Such reports will be used by Elysium Partners Group, LLC to determine eligibility for a business loan. Merchant shall also provide and/or execute such further and additional documents, instruments, and writings as Elysium Partners Group, LLC may require in order to access and review any tax information (including tax returns) related to Merchant's business (including, without limitation, by executing a 4506T form with the Internal Revenue Service).

Electronic terms and conditions

By choosing to access Elysium Partners Group, LLC services via internet, you hereby consent to receive by electronic means these terms and conditions and any and all disclosures and/or notices required to be given by applicable law or regulation. You also consent to allow Elysium Partners Group, LLC to respond to any inquiries by e-mail regardless of the format of the original inquiry. You have the option to receive any information that we have provided electronically in paper form at no cost to you. To request a paper copy of any information we have provided electronically, please contact us by writing to us at:

Elysium Partners Group, LLC

55 Broad Street, 9th fl New York, NY 10005

Via Email: Info@creddited.com